I. Direct Facility / Direct Loan
1. Working Capital Loan
Working Capital Loan is used for working capital purposes of the business cycle based on the debtor, usually a time limit short-term loans (no more than one year).
Loans can be given in the form of revolving basis (may be extended after the loan maturity date) and non-revolving basis (can not be extended when the loan maturity date)
2. Investment Credit
Investment loans used to finance investment projects, business expansion, etc., usually a period of long-term loans (more than one year and in general a maximum of 5 years).
Types of facilities included in the category of investment credit is Term Loan
Withdrawal of these loans can be done at once or gradually, while the repayment of loans made in stages / installments in accordance with the schedule set by the bank. The number of loans that have been paid can not be withdrawn. For this type of loan can be given a payment period (grace period), if necessary.
I. Indirect Facility / Indirect Loan
Facilities that contains a commitment / willingness of banks to make a payment at a later date. Facilities which are commitment also called ‘Off-Balance-Sheet Items’ that is entered in the Administrative account.
Credit based on the intended use of is posted on February 22nd, 2010 by admin. This post is filed under: Uncategorized .
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